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This chart shows the FICO score breakdown as posted by FICO, as well as the breakdown of VantageScore 4.0. ... You can request your free report at AnnualCreditReport.com — and review your credit ...
Credit scores in the U.S. range from 300 to 850, and are generally categorized from "poor" to "excellent." Here's a look at FICO's breakdown: Excellent: 800 to 850. Very Good: 740 to 799. Good ...
The average FICO score in 2024 is 717. While this score falls into the Good category, a study by WalletHub reveals that eight states have average credit scores higher than the national average.
The average FICO Score 8 in the US was 710 in 2020 [20] and 716 in April 2021. [21] The FICO bankcard score, FICO auto score, FICO personal finance score, and FICO installment loan score are between 250 and 900. The FICO Mortgage Score and FICO Score XD 2 are between 300 and 850. [22] [23] Higher scores indicate lower credit risk. [24]
FICO scores are based on credit reports and "base" FICO scores range from 300 to 850, [3] while industry-specific scores range from 250 to 900. [11] Lenders use the scores to gauge a potential borrower's creditworthiness. [12] Fannie Mae and Freddie Mac first began using FICO scores to help determine which American consumers qualified for ...
No score provided CreditCards.com by Bankrate: Monthly full report [4] TransUnion [4] Last 4 digits only VantageScore 3.0 [4] CreditWise Capital by Capital One: Weekly full report [5] TransUnion [5] Yes [5] VantageScore 3.0 [5] CreditWorks Basic by Experian: Monthly full report [6] Experian [6] Yes [6] FICO 8 Score [6] Credit Journey by Chase ...
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