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Electronic bill payment is a feature of online, mobile and telephone banking, similar in its effect to a giro, allowing a customer of a financial institution to transfer money from their transaction or credit card account to a creditor or vendor such as a public utility, department store or an individual to be credited against a specific account.
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National Payments Corporation of India (NPCI) is an Indian public sector company that operates retail payments and settlement systems in India. The organization is an initiative of the Reserve Bank of India (RBI) and the Indian Banks' Association (IBA) under the provisions of the Payment and Settlement Systems Act, 2007, for creating a robust payment and settlement infrastructure in India.
In mobile payments, the account number is masked from being public. One need not know the account number of a person to transfer money. [ 27 ] This opens up a range of possibilities from buying tickets to paying auto fare, both of which would not have been feasible had the account number been mandatory for a simple transaction.
Broadband. A dial-up service connects to the internet through a phone line with a maximum speed of 56 kbps. Broadband refers to a connection that transmits a large amount of data at a high speed. A connection having a download speed of 256 kbps or faster is currently classified as broadband.
A prepaid mobile device, also known as a pay-as-you-go (PAYG), pay-as-you-talk, pay and go, go-phone, or prepay, is a mobile device such as a phone for which credit is purchased in advance of service use. The purchased credit is used to pay for telecommunications services at the point the service is accessed or consumed.
Among the outcomes of the NPPW was the High Speed Broadband initiative launched in 2010. As of July 2012 Internet users in Malaysia reached 25.3 million. Out of that number, there are 5 million broadband users, 2.5 million wireless broadband users and 10 million 3G subscribers. [7]
Postpaid service mobile phone typically requires two essential components in order to make the 'post-usage' model viable: Credit history/Contractual commitment. This is the basis on which the service provider is able to trust the customer with paying their bill when it is due and to have legal recourse in case of non-payment; Service tenure.