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The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...
The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.
HO-2 policies will cover detached structures, personal belongings and additional living expenses, but only from perils named in the policy. HO-3 policies: These are the most common homeowners ...
Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]
Home insurance policies can vary significantly depending on the insurance provider, the type of policy purchased and any additional endorsements added to the policy. Standard HO-3 policies include ...
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50 g of air dried coal featuring a grain size in the range between 0.6 and 1.18 mm are filled into the sample mill and a weight is put on the mill's grinding stone. After 60 rounds the grinded coal is put on a sampling sieve. Factor D equals the fraction of the coal passing through the sieve of 74 μm corresponding to 200 mesh.