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  2. Safeco - Wikipedia

    en.wikipedia.org/wiki/Safeco

    Safeco Insurance is an American insurance company based in Seattle. A subsidiary of Liberty Mutual , Safeco provides auto insurance , homeowners insurance , and liability insurance . The company name is an acronym for S elective A uto and F ire E nsurance Co mpany of America, or SAFECO (i.e., S.A.F.E. Co.).

  3. Parametric insurance - Wikipedia

    en.wikipedia.org/wiki/Parametric_insurance

    Parametric insurance (also called index-based insurance) is a non-traditional insurance product that offers pre-specified payouts based upon a trigger event. [1] Trigger events depend on the nature of the parametric policy and can include environmental triggers such as wind speed and rainfall measurements, business-related triggers such as foot traffic, [2] and more.

  4. ‘Frustrated’ California family says insurer dropped them ...

    www.aol.com/finance/frustrated-california-family...

    A Safeco spokesperson told the television station, “We cannot comment on an individual customer, but we have to understand the condition of the property, and satellite imagery is useful to ...

  5. Total loss - Wikipedia

    en.wikipedia.org/wiki/Total_loss

    Total losses may be actual total loss or constructive. [11] If the policy is a "valued" policy (so that the ship or cargo has an "agreed value" rather than a "market value"), then, in the absence of fraud, the agreed value is conclusive, but only for an actual total loss. In a constructive total loss, the agreed value is not conclusive. [17]

  6. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    Replacement cost coverage is designed so the policy holder will not have to spend more money to get a similar new item and that the insurance company does not pay for intangibles. [4] For example: when a television is covered by a replacement cost value policy, the cost of a similar television which can be purchased today determines the ...

  7. What is full coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    Company. Average annual premium for full coverage. Average annual premium for minimum coverage. Difference. Allstate. $2,630. $545. $2,085. American Family. $1,700

  8. Loss development factor - Wikipedia

    en.wikipedia.org/wiki/Loss_development_factor

    Ultimate loss amounts are necessary for determining an insurance company's carried reserves. They are also useful for determining adequate insurance premiums, when loss experience is used as a rating factor [4] [5] [6] Loss development factors are used in all triangular methods of loss reserving, [7] such as the chain-ladder method.

  9. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    What full-coverage car insurance includes. A full-coverage auto insurance policy combines three key protections — liability, comprehensive and collision coverage — into one complete package.