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Depositing checks in person at a bank or credit union is usually faster than making mobile check deposits as long as you deposit before the bank’s designated cutoff time. You can withdraw the ...
Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from the bank on which a cheque is drawn to the bank in which it was deposited, usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or digitally under a cheque truncation system.
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Genuine cashier's checks deposited into a bank account are usually cleared the next day. The customer can request "next-day availability" when depositing a cashier's check in person, with a special deposit slip. When cashier's checks took weeks to clear the banks, they were often forged in fraud schemes.
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When paper checks were the norm, people often wanted to know what day a deposited check would clear their account. With the speed of direct deposit via electronic transfer varying among banks ...
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