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A cleaning card designed to clean a specific model of check scanner is run through the device the same way the operator would run a check through the device. The cleaning card makes contact with the optical lenses, micr reader, transport belts and rollers, print heads and clears the check path.
A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check. As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.
Alexander Murray and Richard Morse invented and patented the first analog color scanner at Eastman Kodak in 1937. Intended for color separation at printing presses, their machine was an analog drum scanner that imaged a color transparency mounted in the drum, with a light source placed underneath the film, and three photocells with red, green, and blue color filters reading each spot on the ...
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The Check 21 Act took effect one year later on October 28, 2004. The law allows the recipient of a paper check to create a digital version of the original, a process known as check truncation, into an electronic format called a "substitute check", thereby eliminating the need for further handling of the physical document. The recipient bank no ...
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