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Unfortunately, most companies do not sell termite insurance policies. If the home has termite damage that is not covered by homeowners insurance, an exterminator will need to assess the situation ...
Termites can be destructive and expensive, but unfortunately, standard home insurance policies do not cover pest damage. Pest infestations, including termites, birds and rodents, are often seen as ...
The speed of termite elimination can vary depending on the type of termite, size of the colony and the treatment method. It could take a few weeks or even months to eradicate the entire colony.
A homeowners insurance policy can help pay for the expenses that most people typically could not afford on their own — for instance, if a hail storm damages your roof and you need a new one, or ...
HO-8 policies: The HO-8 home insurance policy is designed specifically for historic homes or older ones that are more challenging to replace. This may be because the homes have to meet historical ...
The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...
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Most home insurance policies do not cover earthquake or flood losses. If you live in an area prone to earthquakes or flooding, you may require additional coverage. Some insurers offer earthquake ...