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  2. This under-the-radar mortgage hack is saving some ... - AOL

    www.aol.com/finance/under-radar-mortgage-hack...

    This under-the-radar mortgage hack is saving some Americans thousands of dollars per year — here's what you need to know before talking to your lender Moneywise November 28, 2024 at 10:20 AM

  3. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    The minimum credit score required to get a mortgage varies based on the type of loan you’re seeking and the lender. A conventional loan and VA loan typically require a credit score of at least ...

  4. How to get a mortgage - AOL

    www.aol.com/finance/mortgage-180956822.html

    You can get a mortgage through a direct or retail mortgage lender, such as a credit union, bank or online lender; through a mortgage broker; or another type of lender. Start shopping for a ...

  5. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Lenders typically want homebuyers to have a FICO Score of at least 620, but it may still be possible to get a mortgage if your score is 500 or higher.

  6. Truth in Lending Act - Wikipedia

    en.wikipedia.org/wiki/Truth_in_Lending_Act

    Truth in Lending Act; Long title: An Act to safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by restricting the garnishment of wages; and by creating the National Commission on Consumer Finance to study and make recommendations on the need for ...

  7. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. ... Fair. 670-739. Good. 740-799. Very good. ... It is possible to buy a house with bad ...

  8. Can you get a loan with fair credit? Yes — here’s how - AOL

    www.aol.com/finance/getting-loan-fair-credit...

    But, as a fair credit borrower, you can expect to get an interest rate between roughly 18 percent and 32 percent, depending on the lender. Steeper fees. You may pay origination fees as high as 12 ...

  9. How to get a mortgage when you’re self-employed - AOL

    www.aol.com/finance/mortgage-self-employed...

    The short answer is yes, you can get a mortgage loan with less than two years of self-employment history. This situation may require more documentation to get a mortgage.

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