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The currently used low dose CT scan results in a radiation exposure of about 2 millisieverts (equal to roughly 20 two-view chest x-rays). [11] It has been estimated that radiation exposure from repeated screening studies could induce cancer formation in a small percentage of screened subjects, so this risk should be mitigated by a (relatively ...
Most of the risks and terms that underwriters consider fall under the three C's of underwriting: credit, capacity and collateral. To help the underwriter assess the quality of the loan, banks and lenders create guidelines and even computer models that analyze the various aspects of the mortgage and provide recommendations regarding the risks ...
State of the art modern CT scanners with a scan rate of up to 320 mm/s can acquire all the images within a 1-second X-ray exposure, avoiding the problems of respiratory motion, cardiac motion and contrast draining from the pulmonary circulation during the study. Even though the actual scan may be completed in 1 second or less, considerable ...
A mortgage underwriter who works for the lender then verifies your identity, checks your credit history and assesses your finances, including your income, cash reserves, investments and debts.
To avoid a mortgage declined by underwriter teams, do two things. First, don’t make any financial changes. Keep paying your bills on time and don’t open any new loans or lines of credits.
An underwriter will work with you to gather a lot of financial information and determine your risk level Must meet set requirements, such as for credit score and debt-to-income ratio, which vary ...
To help the underwriter assess the quality of the loan, banks and lenders create guidelines and even computer models that analyze the various aspects of the mortgage and provide recommendations regarding the risks involved. However, it is always up to the underwriter to make the final decision on whether to approve or decline a loan.
A portfolio loan is a kind of mortgage that a lender originates and retains instead of offloading or selling on the secondary mortgage market. A portfolio loan stays in the lender’s portfolio ...