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Afterpay Limited (abbreviated as Afterpay) is an Australian technology company and a buy now, pay later (BNPL) lender. [1] [2] Founded in 2014 by Nick Molnar and Anthony Eisen, it is now owned by Block, Inc. [3] As of 2023, Afterpay serves 24 million users, [3] [4] processes US$27.3 billion in annual payments, [5] and ranks among the three most-used BNPL services globally.
Afterpay also offers many attractive features. There is no minimum purchase amount required to use Afterpay. While some merchants may have their own limits, Afterpay doesn’t impose any restrictions.
Retailers are charged 4-6% for every transaction. [4] In August 2021 Afterpay and Square, Inc. (later renamed Block, Inc. in December 2021), a digital payments company, announced they had entered into arrangements for Square to acquire Afterpay for US$ 29 billion (A$ 39 billion) which was completed on 31 January 2022.
Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. [3] The company provides an alternative payment platform offering interest-free installment plans at selected online stores.
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Square's purchase of Australian buy now, pay later provider Afterpay Ltd for $29 billion in stock, the largest ever acquisition by Dorsey's firm, was consummated within three months, said four ...
[4] [5] [6] Founded in 2012 by PayPal co-founder Max Levchin, [7] it is the largest U.S. based buy now, pay later lender. [8] [9] [10] As of 2024, Affirm reports 21 million users, [2] processing $28 billion in payments annually. [11] Affirm offers unsecured installment loans at the point of sale through various methods.
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