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  2. What to do if someone opens a credit card in your name - AOL

    www.aol.com/finance/someone-opens-credit-card...

    Equifax.com 800-685-1111. Report the fraud to the FTC. Next, you’ll want to report the identity fraud to the Federal Trade Commission (FTC), which you can do with this online form or by calling ...

  3. I lost $11,300 to identity fraud. What I learned: Usual ... - AOL

    www.aol.com/finance/lost-11-300-identity-fraud...

    A well-known example of this was the massive Equifax data breach in 2017 that affected 147 million Americans — including us. That motivated us to freeze our credit reports at Equifax, Experian ...

  4. How to spot debt collection scams: 6 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Receiving a call, email or letter from a company purporting to be a debt collector can spark alarm. Before disclosing any information, look for these eight signs of a fake debt collection scam. 1 ...

  5. Overview of Experian CreditCenter - AOL Help

    help.aol.com/.../overview-of-experian-creditcenter

    There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report ...

  6. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  7. Identity score - Wikipedia

    en.wikipedia.org/wiki/Identity_score

    An identity score is a system for detecting identity theft. Identity scores are increasingly being adopted as a means to prevent fraud in business [ 1] and as a tool to verify and correct public records . Identity scores incorporate, a broad set of consumer data that gauges a person's legitimacy. Identity score components can include (but are ...

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