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In September 1994, President Bill Clinton signed into law the Home Ownership and Equity Protection Act of 1994, written by US Rep. Joseph P. Kennedy (D-Mass). The law requires certain disclosures and clamps restrictions on lenders of high-cost loans.
A New Jersey homeowner who faced foreclosure over $606 in unpaid sewer bills under a prior version of the state’s Tax Sale Law can pay his debt and keep his property to prevent foreclosure, the ...
The Home Equity Theft Prevention Act (HETPA, NY RPL §265-a) is a New York State law passed on July 26, 2006, to provide homeowners of residential property with information and disclosures in order to make informed decisions when approached by persons seeking a sale or transfer of the homeowner's property, particularly when homeowners are in default on their mortgage payments or the property ...
In 1999 the Homeowners Protection Act of 1998 came into effect as a federal law of the United States, which requires automatic termination of mortgage insurance in certain cases for homeowners when the loan-to-value on the home reaches 78%; prior to the law, homeowners had limited recourse to cancel [9] and by one estimate, 250,000 homeowners ...
If you don’t request the removal of PMI, your lender or servicer will automatically drop it when your loan-to-value ratio reaches 78%, thanks to the Homeowners Protection Act of 1998. 5 ...
A homeowners insurance policy is designed to provide you with financial protection from a variety of damage-causing events, also called perils. ... Is it important for you to have online tools ...
It was included as part of the Helping Families Save Their Homes Act of 2009. The HEARTH Act allows for the prevention of homelessness, rapid re-housing, consolidation of housing programs, and new homeless categories. In the eighteen months after the bill's signing, HUD must make regulations implementing this new McKinney program. [1] [2]
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