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2. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

3. What Income Do I Need for a $300K House? - AOL

   www.aol.com/income-300k-house-170125123.html

   A 30-year fixed-rate loan at a 7.5% interest rate would have a monthly principal and interest payment of about $1,678. ... loans, credit cards, lease payments and alimony and/or child support, for ...

4. 9 Best Bad Credit Loans With Guaranteed Approval - AOL

   www.aol.com/9-best-bad-credit-loans-001624548.html

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5. VA loan - Wikipedia

   en.wikipedia.org/wiki/VA_loan

   A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

6. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   Some major banks offer payday loans with interest rates of 225 to 300 percent, while storefront and online payday lenders charge rates of 200 to 500 percent. Online loans are predicted to account for 60% of payday loans by 2016.

7. Mortgage-backed security - Wikipedia

   en.wikipedia.org/wiki/Mortgage-backed_security

   The securitization of mortgages in the 1970s had the advantage of providing more capital for housing at a time when the demographic bulge of baby boomers created a housing shortage and inflation was undermining a traditional source of housing funding, the savings and loan associations (or thrifts), which were limited to providing uncompetitive 5.75% interest rates on savings accounts and ...