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English. Read; Edit; View history; Tools. Tools. move to sidebar hide. Actions Read; ... Pages in category "Banking terms" The following 146 pages are in this ...
On the other hand, a bank can lend some or all of the money it has on deposit to third parties. Such accounts, generally called loan or credit accounts, are subject to similar but reverse principles of a deposit account. In accounting terms, a loan account is an asset of the bank and a liability of the borrower.
A bank is a financial intermediary which mobilizes deposits from saver surplus to deficit spenders. A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. [1] Lending activities can be directly performed by the bank or indirectly through capital markets. [2]
B. Bank account; Bank examiner; Bank failure; Bank guarantee; Bank run; Bank secrecy; Bank Services Billing Standard; Bank tax; Bank transaction tax; Banker to the Poor
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Among other things, the value of Ke and the Cost of Debt (COD) [6] enables management to arbitrate different forms of short and long term financing for various types of expenditures. Ke applies most prominently to companies that regularly generate excess capital (free cash flow, cash on hand) from ongoing operations.
Banking services which are regarded as retail include provision of savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards. Retail banking is also distinguished from investment banking or commercial banking. It may also refer to a division or department of a bank which deals with individual customers. [1]
Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app. Since the early 2000s this has become the most common way that customers ...