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  2. California Department of Financial Protection and Innovation

    en.wikipedia.org/wiki/California_Department_of...

    The Department of Financial Protection and Innovation has a long history, dating back to the formation of California's first banking department. It became the DFPI in 2020 with the passage of the California Consumer Financial Protection Law (CCFPL). [2] Formation of State Banking Department (1909) and State Corporations Department (1913)

  3. Predatory lending - Wikipedia

    en.wikipedia.org/wiki/Predatory_lending

    Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as ...

  4. Fair Credit Billing Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Billing_Act

    The Fair Credit Billing Act (FCBA) is a United States federal law passed during the 93rd United States Congress and enacted on October 28, 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.) and as the third title of the same bill signed into law by President Gerald Ford that also enacted the Equal Credit Opportunity Act.

  5. Center for Responsible Lending - Wikipedia

    en.wikipedia.org/wiki/Center_for_Responsible_Lending

    The Center for Responsible Lending (CRL) is a nonprofit organization research and policy group based in Durham, North Carolina, United States.Its stated purpose is to educate the public about financial products and to push for policies that curb predatory lending.

  6. Impossibly high home prices are ‘feudalizing’ California as ...

    www.aol.com/finance/impossibly-high-home-price...

    Impossibly high home prices are ‘feudalizing’ California as unaffordable housing markets pose existential threat to middle class, study says Jason Ma June 16, 2024 at 1:47 PM

  7. BBB Reveals America's Most Complained-About Businesses - AOL

    www.aol.com/news/2012-03-02-bbb-reveals-americas...

    Topping the complaint list were cell-phone companies, with 38,420 complaints, up 41% over 2010. After that, the list includes (in order of number of gripes): new-car dealers

  8. Housing discrimination in the United States - Wikipedia

    en.wikipedia.org/wiki/Housing_discrimination_in...

    The Equal Credit Opportunity Act of 1974 and Community Reinvestment Act of 1977 helped with discrimination in mortgage lending and lenders' problems with credit needs. [20] The Fair Housing Amendments Act of 1988 was passed to give the federal government the power to enforce the original Fair Housing Act to correct past problems with ...

  9. Column: Unaffordable homeowner's insurance is leaving ...

    www.aol.com/news/column-unaffordable-homeowners...

    Column: Unaffordable homeowner's insurance is leaving Californians exposed to the elements. George Skelton. May 27, 2024 at 6:00 AM. ... “In California, for every $1 in premiums, insurers paid ...

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