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A small business emergency fund — sometimes called a contingency fund — is a stash of savings that a business draws from during an emergency or financial challenge.
While SHOP was available for 2014, this is the first year that small employers in 14 states can apply online. Before 2015 employers who provided health insurance to their employees typically worked with an insurance broker and one health insurance company. In 2015, they however can offer their employees a choice of insurance companies.
The agency has direct predecessors going at least back to 1955. In 2002, it was promoted to be a staff office headed by an Assistant Secretary, and in 2006 it was expanded and renamed the Office of the Assistant Secretary for Preparedness and Response in the wake of Hurricane Katrina. In July 2022, it was announced that the agency was being ...
Because the employee can call anytime, they do not have to worry about calling from a work phone. You may also be able to minimize the cost of your health insurance plan, because employees can use the EAP to ward off stress-related illnesses, meaning fewer trips to the doctor. Small businesses can especially benefit from EAP programs.
Starting your own business requires a significant investment of both time and money. Millions of people continue to step up to the challenge with 33 million small businesses active in the U.S. as ...
Business insurance is exactly what it sounds like: insurance you buy to protect your business. You can get coverage to pay for repairs or to replace your stuff after a fire at your office.
An incident response team (IRT) or emergency response team (ERT) is a group of people who prepare for and respond to an emergency, such as a natural disaster or an interruption of business operations. Incident response teams are common in public service organizations as well as in other organizations, either military or specialty.
The procedural design of flood insurance is done through FEMA's (Federal Emergency Management Agency) National Flood Insurance Program. Previously the Insurance Program created in 1968 was constructed around the "100-year floodplain" which is the "area that would be inundated by the 100-year flood, better thought of as an area that has a one ...