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  2. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    More concerningly however, if a respond request is issued by a bank, using the sign mode with the same number and an amount of ¤0.00 will again generate a valid result which creates a possibility for a fraudster to instruct a customer to do a "test" challenge response for an amount of ¤0.00 which is in fact going to be used by the fraudster ...

  3. One-time password - Wikipedia

    en.wikipedia.org/wiki/One-time_password

    MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.

  4. ISO 9564 - Wikipedia

    en.wikipedia.org/wiki/ISO_9564

    ISO 9564 is an international standard for personal identification number (PIN) management and security in financial services. The PIN is used to verify the identity of a customer (the user of a bank card) within an electronic funds transfer system, and (typically) to authorize the transfer or withdrawal of funds. Therefore, it is important to ...

  5. Personal identification number - Wikipedia

    en.wikipedia.org/wiki/Personal_identification_number

    A personal identification number (PIN; sometimes redundantly a PIN code or PIN number) is a numeric (sometimes alpha-numeric) passcode used in the process of authenticating a user accessing a system. The PIN has been the key to facilitating the private data exchange between different data-processing centers in computer networks for financial ...

  6. ICICI Bank - Wikipedia

    en.wikipedia.org/wiki/ICICI_Bank

    ICICI Bank Limited is an Indian multinational bank and financial services company headquartered in Mumbai with a registered office in Vadodara.It offers a wide range of banking and financial services for corporate and retail customers through various delivery channels and specialized subsidiaries in the areas of investment banking, life, non-life insurance, venture capital and asset management.

  7. Card security code - Wikipedia

    en.wikipedia.org/wiki/Card_security_code

    The card security code is not encoded on the magnetic stripe but is printed flat. American Express cards have a four-digit code printed on the front side of the card above the number. Diners Club, Discover, JCB, Mastercard, and Visa credit and debit cards have a three-digit card security code. The code is the final group of numbers printed on ...

  8. Expressnet - Wikipedia

    en.wikipedia.org/wiki/Expressnet

    Expressnet is known for its Express Payment System (EPS), which was at first the debit card system of the BPI Express Teller ATM card. In 2005, the network expanded to include cardholders of all Landbank E.A.S.Y. ( E xpress A ccess for S avers like Y ou) and Banco de Oro (local and international) ATM cards.

  9. PIN pad - Wikipedia

    en.wikipedia.org/wiki/PIN_pad

    A PIN pad or PIN entry device is an electronic device used in a debit, credit or smart card-based transaction to accept and encrypt the cardholder's personal identification number (PIN). PIN pads are normally used with payment terminals , automated teller machines or integrated point of sale devices in which an electronic cash register is ...