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  2. What is an insurance score? - AOL

    www.aol.com/finance/insurance-score-161451135.html

    As your credit-based insurance score is based on most of the same factors as your credit score, this is a good place to start. If you have a history of making late payments on your consumer debt ...

  3. Insurance score - Wikipedia

    en.wikipedia.org/wiki/Insurance_score

    An insurance score – also called an insurance credit score – is a numerical point system based on select credit report characteristics. There is no direct relationship to financial credit scores used in lending decisions, as insurance scores are not intended to measure creditworthiness, but rather to predict risk .

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting.

  5. Credit rating - Wikipedia

    en.wikipedia.org/wiki/Credit_rating

    A sovereign credit rating is the credit rating of a sovereign entity, such as a national government. The sovereign credit rating indicates the risk level of the investing environment of a country and is used by investors when looking to invest in particular jurisdictions, and also takes into account political risk.

  6. How does credit score impact your car insurance? - AOL

    www.aol.com/finance/does-credit-score-impact-car...

    The use of credit-based insurance scores in car insurance pricing has different results for every driver. If your credit rating is good to excellent, you’re likely to pay some of the lowest car ...

  7. Factors that impact your cost of car insurance - AOL

    www.aol.com/finance/factors-impact-cost-car...

    Average annual full coverage car insurance premiums by credit rating. Poor. Average. Good. ... Four states prohibit or limit the use of credit-based insurance scores as a rating factor in ...

  8. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit scores can function as a form of social hierarchy that creates opportunities to exploit poor Americans. This can also prevent people from ever escaping their poverty or a poor financial past. [20] Credit scoring systems also act as a way to treat individuals as objects that are subject to a particular set of quantifiable attributes. [21]

  9. How Is an Insurance Score Calculated? - AOL

    www.aol.com/finance/insurance-score-calculated...

    These credit-based insurance scores start with much of the same data … Continue reading → The post How Is an Insurance Score Calculated? appeared first on SmartAsset Blog.

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