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  2. Top CD rates today: Jan. 22, 2024 — 5.51% is highest APY ...

    www.aol.com/finance/top-cd-rates-today-jan...

    The highest overall CD APY is 5.51 percent, which is offered on a one-year term. ... CD earnings are referred to as interest, while share certificate earnings are called dividends. And because ...

  3. Top CD rates today: Jan. 17, 2024 — Earn up to 5.51% APY - AOL

    www.aol.com/finance/top-cd-rates-today-jan...

    How to choose a CD. In addition to a CD’s APY, ... Dividends act the same as yields on CDs, however some credit unions may offer higher rates or lower fees as a result of sharing profits.

  4. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    For short-term CDs of under 12 months, the APY is often very close to the stated interest rate because the effect of compounding is negligible over such a short period. But the more frequently ...

  5. You’ll find rates of 5.00% APY or higher on nearly 40 available CDs. The highest APY today is 5.50% on a three-month term. ... so profits are distributed to members through dividends. CD rates ...

  6. No-penalty CD vs. savings account: How to match your ... - AOL

    www.aol.com/finance/no-penalty-cd-vs-savings...

    No-penalty CDs vs. savings account: How to choose. ... An annual percentage yield — or APY — is the total amount of interest you'll earn on your deposit over one year, including compound ...

  7. High-yield savings accounts vs. CDs: Which is best for ... - AOL

    www.aol.com/finance/high-yield-savings-account...

    Your money will continue earning a fixed APY over the life of your CD, protecting your savings against falling yields. When deciding between CDs, think about how much money you can afford to lock ...

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    related to: cd dividend vs apy