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  2. Big Three (credit rating agencies) - Wikipedia

    en.wikipedia.org/wiki/Big_Three_(credit_rating...

    With the strategy of business internationalization as instructed by the Chinese central government, the Chinese rating agencies began establishing international branches in Hong Kong since 2012. As of 2020, the major Chinese international credit rating agencies are Lianhe Rating Global, China Chengxin (Asia Pacific) and Pengyuan International ...

  3. Credit rating agency - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agency

    Business owners' hesitation to extend credit to new customers led to the birth of the credit reporting industry. [7] Mercantile credit agencies—the precursors of today's rating agencies—were established in the wake of the financial crisis of 1837.

  4. Commercial credit reporting - Wikipedia

    en.wikipedia.org/wiki/Commercial_credit_reporting

    Commercial credit reporting is similar to consumer credit reports but specifically for businesses to assess risk in extending loans, insuring businesses, underwriting insurance risk, purchasing businesses, investing in businesses and most of all in shipping goods to business on credit terms. Government departments are also large users of ...

  5. What is a credit reporting agency? - AOL

    www.aol.com/finance/credit-reporting-agency...

    Credit reporting agencies are the companies that compile information from creditors to create your credit reports. ... The company was founded in 1899 and now does business in 25 countries ...

  6. Economy Explained: What Do Credit Reporting Agencies Do? - AOL

    www.aol.com/economy-explained-credit-reporting...

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  7. 3 Surprising Findings From the Latest Study on Credit ... - AOL

    www.aol.com/news/2012-12-18-surprising-findings...

    By Mandi Woodruff We're still at least a year away from laying eyes on the FTC's decade-long review of credit reporting agencies, but a new study from a consumer watchdog gives an interesting ...

  8. Equifax - Wikipedia

    en.wikipedia.org/wiki/Equifax

    Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...

  9. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]