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risk profile by grade; migrations across different grades; risk parameter estimates for each grade; a comparison of the actual default rates against the expected as predicted by the rating system; Banks must have independent functions responsible for development and ongoing monitoring of the rating systems.
Sonoma–Marin Area Rail Transit (SMART) is a rail line and bicycle-pedestrian pathway project in Sonoma and Marin counties of the U.S. state of California.When completed, the entire system will serve a 70-mile (110 km) corridor between Cloverdale in northern Sonoma County and Larkspur Landing in Marin County.
They were divided into light artillery (75-mm to 105-mm), medium artillery (115-mm to 155-mm) and heavy artillery (155-mm to 240-mm). Due to the critical supply of ammunition in Europe, the field artillery even converted some battalions and batteries to various German and French cannons in order to benefit from the captured ammunition stocks.
A number of materials contract on heating within certain temperature ranges; this is usually called negative thermal expansion, rather than "thermal contraction".For example, the coefficient of thermal expansion of water drops to zero as it is cooled to 3.983 °C (39.169 °F) and then becomes negative below this temperature; this means that water has a maximum density at this temperature, and ...
Manhattan receives 49.9 inches (1,270 mm) of precipitation annually, which is relatively evenly spread throughout the year. Average winter snowfall between 1981 and 2010 has been 25.8 inches (66 cm); this varies considerably from year to year.
This article needs to be updated. The reason given is: Many outdated sources and information (older than five years). Please help update this article to reflect recent events or newly available information. (July 2024) Medical condition Major depressive disorder Other names Clinical depression, major depression, unipolar depression, unipolar disorder, recurrent depression Sorrowing Old Man (At ...
The project raised much of central Chicago to a new grade with the use of ... The city grew significantly in size and population by ... (mm) 2.30 (58) 2.12
Topographic map of the Saldanha Bay Municipality. The municipality covers a total area of 2,015 square kilometres (778 sq mi) which includes the West Coast Peninsula (also known as the Vredenburg Peninsula) and stretches southeast to include the West Coast National Park and the area around Hopefield.