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What is the average rate on a personal loan? The average personal loan interest rate is 12.33% APR as of November 2024. However, rates can vary widely based on factors like your credit score, ...
Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.
As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...
The average interest rate on a three-year personal loan from a credit union is 10.58 percent, according to September 2023 data from the National Credit Union Administration (NCUA). However, the ...
Average personal loan rates currently range from about 8 percent to 36 percent. You will need excellent credit and a high income to qualify for the lowest rates and highest amounts.
The average personal loan interest rate for borrowers with excellent credit is between 10.73 percent and 12.5 percent. But if your credit score is categorized as average — or 630 to 689 — the ...
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