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The primary reason for professional liability coverage is that a typical general liability insurance policy will respond only to a bodily injury, property damage, personal injury or advertising injury claim. Other forms of insurance cover employers, public and product liability. However, various professional services and products can give rise ...
1907 – Medical Protective is founded by Byron H. Somers and Charles M. Niezer and offers pre-paid legal service coverage to healthcare providers. [6] 1910 – Medical Protective expands coverage to include indemnity coverage. Medical Protective offers medical professional liability insurance policies with limits of $5,000/$15,000 for $15 a ...
Like most kinds of professional liability insurance, EPL insurance policies operate on a claims-made basis. [10] This means that policyholders can only receive insurance benefits if they are covered both at the time of the discrimination incident that triggered the claim and at the time when the claim is filed. [11]
Cyber liability: For businesses that sell or store customer information online, cyber liability insurance is a must. If your information — or your customers' details — are compromised, cyber ...
As illustrated in Columbia Medical Center of Las Colinas v Bush, 122 S.W. 3d 835 (Tex. 2003), "following orders" may not protect nurses and other non-physicians from liability when committing negligent acts. Relying on vicarious liability or direct corporate negligence, claims may also be brought against hospitals, clinics, managed care ...
ProAssurance Corporation, headquartered in Birmingham, Alabama, is a property and casualty company that sells professional liability insurance to doctors. The company was founded in 1976 as Mutual Assurance and was later renamed to Medical Assurance in 1997.
Renters insurance. Even if you don’t own your home, it’s worth it to invest in renters insurance that can cover you, your valuables and your living expenses against damage, theft and other loss.
Nurse staffing is very demanding and requires a high degree of care and responsibility. There are many liability issues that must be kept in mind. Claims of negligence and inappropriate actions by the registry's nurses may result in lawsuits over the bodily injury. Malpractice insurance must be carried by the registry.
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