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  2. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

  3. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Reverse mortgage: A reverse mortgage is a loan taken out against your current home, in which a lender pays you monthly installments; these must be repaid, or the home surrendered to the lender ...

  4. 6 Things You Need To Do When Considering a Government ... - AOL

    www.aol.com/6-things-considering-government...

    If you're considering refinancing your government-backed or conventional mortgage, a government-backed refinance could be a good choice. These loans, guaranteed by agencies like the FHA, VA and ...

  5. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

  6. Looking to refinance your FHA mortgage? Make it easier and ...

    www.aol.com/finance/looking-refinance-fha...

    Refinance into the same type government-backed mortgage: The streamlined refinance programs don’t let you switch to a different type of government-backed loan or a conventional, non-government ...

  7. Are government loans easier to get? - AOL

    www.aol.com/finance/government-loans-easier...

    FHA loans: Matt Dunbar, senior vice president of the southeast region at Churchill Mortgage, says that FHA loans often see higher denial rates to more comprehensive evaluations of a borrower’s ...

  8. Reverse mortgage requirements - AOL

    www.aol.com/finance/reverse-mortgage...

    Cash-out refinance: Cash-out refinancing, like a home equity loan, lets you turn your home equity into cash you can use for other purposes. However, instead of multiple loan payments, you ...

  9. Can I qualify for a mortgage if I'm about to retire? - AOL

    www.aol.com/finance/qualifying-for-mortgage-in...

    If you’re shopping for a $400,000 home, how much you’ll pay each month depends on more than your interest rate, including your credit score and the length of your mortgage term, frequency of ...

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    related to: government mortgage refinance loans for seniors on medicare approved homes
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