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  2. Car insurance premium: what is a premium and how is it ... - AOL

    www.aol.com/finance/car-insurance-premium...

    A quote is the amount of money a car insurance company predicts it will charge for a policy, and it’s based on the coverage package you select and the information you give during the application ...

  3. Mid-term adjustment - Wikipedia

    en.wikipedia.org/wiki/Mid-Term_Adjustment

    The change to the policy may cause a change in the premium: an increase is often called AP (for an additional premium) whereas a decrease is often called RP (returned premium). An additional transaction may also be payable to cover e.g. costs for revised insurance documents.

  4. List of U.S. states by standard octane ratings - Wikipedia

    en.wikipedia.org/wiki/List_of_U.S._states_by...

    Regular Unleaded Mid-Grade Unleaded Premium Unleaded Notes Alabama: 87 89 93 Alaska: 87 88.5 90 Arizona: 87 89 91 Arkansas: 87 89 91/93 Northwest Arkansas primarily sells 87/89/91 octane. 93 octane is available at select Kum & Go's in the Northwest and Central regions of the state. California: 87 89 91 Colorado: 85 87 91 Connecticut: 87 89 93

  5. Car insurance rates are nuts right now. Here’s how to lower ...

    www.aol.com/finance/car-insurance-rates-nuts-now...

    Auto insurance costs are up more than 22% since this time last year. It may be time to take that defensive driving course and bank the discount. Car insurance rates are nuts right now.

  6. Deposit premium - Wikipedia

    en.wikipedia.org/wiki/Deposit_premium

    A deposit premium is the amount of money required by an insurer to initiate a policy whose premiums aren't fixed, but are determined after the policy term by multiplying a premium rate by the amount of sales, payroll, or some other metric. The deposit amount is typically the estimate of what will be the final premium.

  7. How to choose the right cheap car insurance for your budget - AOL

    www.aol.com/finance/choose-cheap-car-insurance...

    For many drivers looking to save, finding budget car insurance is a top priority. Per data from Quadrant Information Services, the average annual cost of car insurance is $2,542 for full coverage ...

  8. Usage-based insurance - Wikipedia

    en.wikipedia.org/wiki/Usage-based_insurance

    Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.

  9. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Understand your needs: Knowing what you’re looking for in a home insurance policy may help you narrow down a list of potential companies and help you get a more accurate quote.