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2. What is an insurance claim and when should you file one? - AOL

   www.aol.com/finance/insurance-claim-file-one...

   The process varies from provider to provider, but how you file a car insurance claim usually begins with a phone call, filling out an online form or using your insurance company’s app to begin ...

3. Get organized, don't be afraid to follow up: How to make your ...

   www.aol.com/news/organized-dont-afraid-travel...

   Ways to make your travel insurance claim move faster. You should start worrying about your claim if it had been a month since filing. Most major travel insurance companies process claims within ...

4. Third-party administrator - Wikipedia

   en.wikipedia.org/wiki/Third-party_administrator

   In the United States, a third-party administrator (TPA) is an organization that processes insurance claims or certain aspects of employee benefit plans for a separate entity. [1] It is also a term used to define organizations within the insurance industry which administer other services such as underwriting and customer service.

5. Delay, Deny, Defend - Wikipedia

   en.wikipedia.org/wiki/Delay,_Deny,_Defend

   Delay, Deny, Defend is a critical exploration of the property and casualty insurance industry, examining how its practices affect policyholders.Feinman, a law professor specializing in consumer rights and insurance law, argues that the industry prioritizes profits over policyholders' needs, often using tactics like delaying or denying legitimate claims to bolster financial performance.

6. What is homeowners insurance and how does it work? - AOL

   www.aol.com/finance/homeowners-insurance-does...

   An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...

7. Peer-to-peer insurance - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_insurance

   More recently, models created by insurance companies have arisen. The insurance model is similar to the broker model except that as the peer-to-peer provider is the actual insurance company. If the pool is insufficient to pay for the claims of its members, the insurance carrier pays the excess from its retained premiums and reinsurance.

8. When’s the best time to shop for car insurance? (Hint: It ...

   www.aol.com/finance/best-time-to-shop-for-car...

   Insurance companies value loyalty and often offer better rates to customers who bundle multiple products. Dive deeper: 9 smart ways for seniors and mature drivers to save on car insurance What to ...

9. Utilization management - Wikipedia

   en.wikipedia.org/wiki/Utilization_management

   Utilization management is "a set of techniques used by or on behalf of purchasers of health care benefits to manage health care costs by influencing patient care decision-making through case-by-case assessments of the appropriateness of care prior to its provision," as defined by the Institute of Medicine [1] Committee on Utilization Management by Third Parties (1989; IOM is now the National ...