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2. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Consolidation is a common route for most borrowers, as there are numerous benefits and minimal risks, regardless of whether you choose to take out a new loan or opt for a 0 percent APR credit card ...

3. What nonprofit debt consolidation is and how it works

   www.aol.com/finance/nonprofit-debt-consolidation...

   Here’s what to consider to help you determine if free debt consolidation is a good fit for you.

4. Credit counseling: What to know before signing up - AOL

   www.aol.com/finance/credit-counseling-know...

   Two types of entities typically offer credit counseling services: nonprofit organizations and for-profit debt management companies. The best fit for your needs will depend on your overall goals ...

5. National Foundation for Credit Counseling - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.

6. Money Management International - Wikipedia

   en.wikipedia.org/wiki/Money_Management_International

   Money Management International was founded in 1997 by six financial consulting organizations that were members of the Consumer Credit Counseling Services (CCCS) network. [ 1 ] Money Management International is a non-profit organization that works to help people effectively manage their finances and increase their financial literacy.

7. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   When to use: If you have high levels of unsecured debt (i.e., medical bills or credit cards), struggle to keep up with minimum payments and have tried other debt-relief options. Bankruptcy