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  2. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Negative items like late payments, collections and bankruptcies typically remain on your credit report for several years. However, you can rebuild your credit with on-time payments, debt reduction ...

  3. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    A pay-for-delete could remove the collection account, but the missed payments and charge-off account would stay on your credit report for seven years. When to consider a pay-for-delete agreement

  4. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    Key takeaways. A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report.

  5. Forget Credit Repair Services. Fix Your Credit This Way Instead

    www.aol.com/forget-credit-repair-services-fix...

    If you can show the information is wrong, the credit bureau has 30 days to comply. Then the credit bureau is required to mail notices of the correction to anyone who checked your credit report ...

  6. How to repair your credit in 5 steps - AOL

    www.aol.com/finance/repair-credit-5-steps...

    They may be able to provide you with a free credit report and credit score and help you understand the finer details of your reports. Explore other services. Several credit score services offer ...

  7. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

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