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2. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...

3. How to lower your mortgage payment

   www.aol.com/finance/lower-mortgage-payment...

   Lower your taxes. Shop around for a lower homeowners insurance rate. Apply for mortgage forbearance. 1. Refinance to lower your payment. Refinancing involves replacing your current mortgage with a ...

4. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   You will have a higher interest rate: If your credit score is not great, or current interest rates are much higher than when you got your mortgage, refinancing will make your loan more costly overall.

5. Loan modification vs. refinance: Which option is best for you?

   www.aol.com/finance/loan-modification-vs...

   While refinancing to a new 30-year loan could lower your monthly payments, it means you’re looking at day one of a new three-decade loan. How to modify your loan Each lender has its own rules ...

6. How often can you refinance your home? - AOL

   www.aol.com/finance/often-refinance-home...

   If you refinance from 6 percent to 5.8 percent, for instance, now into a 30-year loan to lower your payment (at 15 years, you’d have a higher payment), you’d break even on closing costs in ...

7. How to get the best refinance rate on your mortgage - AOL

   www.aol.com/finance/best-refinance-rate-mortgage...

   Improve your credit score. Compare refinance rates. Buy points to lower your rate. Decide which loan term is best. Choose a fixed interest rate. Consider the loan amount. Pay closing costs upfront. 1.