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  2. More student loan forgiveness available, but April 30 ... - AOL

    www.aol.com/news/more-student-loan-forgiveness...

    Borrowers whose adjusted payment counts push them over the 20-year (for most undergraduate loans) or 25-year (for graduate loans) thresholds will automatically have their remaining debt forgiven.

  3. Education Dept. extends deadline for defaulted student loan ...

    www.aol.com/news/education-dept-extends-deadline...

    There were around 7.5 million federal student loan borrowers in default, the Education Department said in 2022, when it launched its mulligan program. That grim figure led to comparisons with the ...

  4. Student Loan Forgiveness: Update to Biden’s REPAYE ... - AOL

    www.aol.com/student-loan-forgiveness-biden...

    In an updated guidance in October 2022, the Department “maintained that borrowers who cross the 20 or 25-year threshold following the account adjustment would start receiving student loan ...

  5. Student loans: Key deadline looms for certain student loan ...

    www.aol.com/finance/student-loans-key-deadline...

    A student wears a money lei, a necklace made of US dollar bills, at a graduation ceremony in Pasadena, Calif., on June 14, 2019. (Photo by ROBYN BECK/AFP/Getty Images) (ROBYN BECK via Getty Images)

  6. Student loan default in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loan_default_in...

    Defaulting on a loan happens when repayments are not made for a certain period of time as defined in the loan's terms of agreement, typically a promissory note. For federal student loans, default requires non-payment for a period of 270 days. For private student loans, default generally occurs after 120 days of non-payment. [1]

  7. Income-driven repayment - Wikipedia

    en.wikipedia.org/wiki/Income-driven_repayment

    A borrower is a "new borrower" if, when receiving a federal student loan on or after October 1, 2007, the borrower did not have an outstanding balance on another federal student loan. [2] The Revised Pay As You Earn Plan is available to all Direct Loan borrowers regardless of when the money was borrowed.

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