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  2. What is a personal loan? What you should know before you apply

    www.aol.com/finance/personal-loan-213206505.html

    One other mistake to avoid is committing to a personal loan if your income is unstable. If you earn the bulk of your income from variable income like commissions or tips, a fixed payment may be ...

  3. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Here are the minimum credit scores needed based on loan type: Conventional loans: 620. FHA loans: 580 with 3.5% down payment, 500 with 10% down payment. VA loans: No minimum requirement, but ...

  4. 7 best banks for seniors and retirees in January 2025: Ring ...

    www.aol.com/finance/best-bank-accounts-for...

    Capital One 360 Checking features no monthly maintenance fee, no minimum balance requirements and no overdraft fees, regardless of your selected overdraft protection option. The 360 Checking ...

  5. Senior Community Service Employment Program - Wikipedia

    en.wikipedia.org/wiki/Senior_Community_Service...

    The report details the use of unrestricted and accrued annual leave to cover a $1.6 million grant overspend, which $1.4 million was used to pay participant wages and fringe benefits, the misuse of federal funds to cover activities including first-class travel, pet hotels, fruit bouquets, personal loans to the CEO, and frequent credit card use ...

  6. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620. USDA loans. No minimum ...

  7. No income, no asset - Wikipedia

    en.wikipedia.org/wiki/No_Income,_No_Asset

    No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan .

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