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  2. Prepayment of loan - Wikipedia

    en.wikipedia.org/wiki/Prepayment_of_loan

    Prepayment speeds can be expressed in SMM (single monthly mortality), CPR (conditional prepayment rate, which is the annually compounded SMM), or PSA (percentage of the Public Securities Association prepayment model). For mortgages at least 30 months old, 100% PSA = 6.0% CPR = 0.51% SMM, equivalent to the full prepayment of 6% of a pool's ...

  3. PSA prepayment model - Wikipedia

    en.wikipedia.org/wiki/PSA_prepayment_model

    The PSA prepayment model is a prepayment scale developed by the Public Securities Association in 1985 for analyzing American mortgage-backed securities.The PSA model assumes increasing prepayment rates for the first 30 months after mortgage origination and a constant prepayment rate thereafter. [1]

  4. Rule of 78s - Wikipedia

    en.wikipedia.org/wiki/Rule_of_78s

    Also known as the "Sum of the Digits" method, the Rule of 78s is a term used in lending that refers to a method of yearly interest calculation. The name comes from the total number of months' interest that is being calculated in a year (the first month is 1 month's interest, whereas the second month contains 2 months' interest, etc.).

  5. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    To calculate an entity's debt coverage ratio, you first need to determine the entity's net operating income (NOI). NOI is the difference between gross revenue and operating expenses. NOI is meant to reflect the true income of an entity or an operation without or before financing.

  6. File:IFR calculation.pdf - Wikipedia

    en.wikipedia.org/wiki/File:IFR_calculation.pdf

    You are free: to share – to copy, distribute and transmit the work; to remix – to adapt the work; Under the following conditions: attribution – You must give appropriate credit, provide a link to the license, and indicate if changes were made.

  7. File:Data-processing-plan-for-smm-a.pdf - Wikipedia

    en.wikipedia.org/wiki/File:Data-processing-plan...

    Use of NASA logos, insignia and emblems is restricted per U.S. law 14 CFR 1221.; The NASA website hosts a large number of images from the Soviet/Russian space agency, and other non-American space agencies.

  8. Option-adjusted spread - Wikipedia

    en.wikipedia.org/wiki/Option-adjusted_spread

    (They tend to go up as interest rates come down.) Specially calibrated Monte Carlo techniques are generally used to simulate hundreds of yield-curve scenarios for the calculation. OAS is an emerging term with fluid use across MBS finance. The definition here is based on Lakhbir Hayre's Mortgage-Backed Securities textbook. Other definitions are ...

  9. Capability Maturity Model Integration - Wikipedia

    en.wikipedia.org/wiki/Capability_Maturity_Model...

    Capability Maturity Model Integration (CMMI) is a process level improvement training and appraisal program.Administered by the CMMI Institute, a subsidiary of ISACA, it was developed at Carnegie Mellon University (CMU).