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  2. Pros and cons of consolidating student loans

    www.aol.com/finance/pros-cons-consolidating...

    One payment per month: Instead of making multiple student loan payments on your federal loans, you’ll make one every month, whether you consolidate with a Direct Consolidation Loan or with a ...

  3. How to consolidate student loans & why you might want to

    www.aol.com/finance/consolidate-student-loans...

    Retain federal student loan benefits: When you consolidate federal student loans, you can still take advantage of income-driven repayment plans, forgiveness options and repayment hardship plans in ...

  4. Federal student loan consolidation - Wikipedia

    en.wikipedia.org/wiki/Federal_student_loan...

    The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

  5. What to know about Public Service Loan Forgiveness (PSLF) - AOL

    www.aol.com/finance/know-public-loan-forgiveness...

    Private student loans. Federal Family Education Loans (FFEL) Federal Perkins Loans. Qualifying payments. To be eligible for PSLF, you need to make at least 120 qualifying payments toward your ...

  6. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    Direct Consolidation: These loans enable the student to consolidate multiple federal loans into one loan at no added cost. If a student has multiple loans, he or she can consolidate multiple monthly payments into one monthly payment at the average rate of the loans being consolidated. [ 13 ]

  7. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    Student loan calculator. If you’re considering a student loan to pay for college or trade school, you can use a student loan calculator to estimate how much you’ll pay when you graduate. The ...

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