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  2. Delay, Deny, Defend - Wikipedia

    en.wikipedia.org/wiki/Delay,_Deny,_Defend

    Delay, Deny, Defend is a critical exploration of the property and casualty insurance industry, examining how its practices affect policyholders.Feinman, a law professor specializing in consumer rights and insurance law, argues that the industry prioritizes profits over policyholders' needs, often using tactics like delaying or denying legitimate claims to bolster financial performance.

  3. What to do when your car insurance is canceled for a missed ...

    www.aol.com/finance/car-insurance-canceled...

    Fines from the Department of Motor Vehicles (DMV): Car insurance is required to drive legally in almost every state, so it is possible that you could receive a fine from the DMV for having a lapse ...

  4. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a ...

  5. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.

  6. 7 surprising situations your standard car insurance won't ...

    www.aol.com/finance/situations-standard-car...

    5. Illegal activities. Protecting your hard-earned savings means understanding your auto insurance boundaries. Any damage that occurs while using your vehicle for illegal purposes — whether you ...

  7. Driving without insurance in Louisiana: What you need to know

    www.aol.com/finance/driving-without-insurance...

    Lapsed insurance for 11-30 days. $125. Lapsed insurance for 31-90 days. $275. Lapsed insurance for more than 90 days. $525. Reinstatement fees. Up to $850. Storage and/or wrecking fees for an ...

  8. Incurred but not reported - Wikipedia

    en.wikipedia.org/wiki/Incurred_but_not_reported

    In insurance, incurred but not reported (IBNR) claims is the amount owed by an insurer to all valid claimants who have had a covered loss but have not yet reported it.. Since the insurer knows neither how many of these losses have occurred, nor the severity of each loss, IBNR is necessarily an est

  9. Penalties for driving without insurance in South Carolina

    www.aol.com/finance/penalties-driving-without...

    The fine for an insurance lapse in South Carolina is $5 per day, up to a maximum fine of $200 per occurrence. When a car insurance policy is canceled, an electronic notification is sent to the ...