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Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
The surcharge for a minimum coverage policy is similar, about 44 percent more on average for an at-fault accident. If your insurer raises your car insurance rate to a price out of your budget, you ...
Your car insurance company may have a specific deadline for filing a claim that is different than the state’s statute of limitations. Make sure to read your policy documents for details.
Arkansas car insurance laws stipulate that you must carry a minimum of 25/50/25 in liability insurance. But is this enough coverage to protect you in a serious auto accident?
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Attorneys have argued that the failure to include a "grandfather clause" in the 2019 law “punishes car accident victims and medical providers by leaving them subject to restrictions they never agreed to such as coverage limitations and a medical fee schedule whose reductions on reimbursement rates will deny them access to necessary medical ...
Report the accident to law enforcement: Most states require you to contact law enforcement in the event of an accident, especially one with injuries. Even if the injuries appear minor, you should ...
The minimum coverage defined by German law for car liability insurance / third-party personal insurance is €7,500,000 for bodily injury (damage to people), €500,000 for property damage and €50,000 for financial/fortune loss which is in no direct or indirect coherence with bodily injury or property damage. [24]