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  2. Liability car insurance: what it covers and how much it costs

    www.aol.com/finance/liability-car-insurance...

    In California, the average settlement after a car accident was about $23,000 in 2024, but settlements can go up to $80,000. Your personal assets could be used to fulfill the money you owe after an ...

  3. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Bodily injury liability coverage is also usually split into a maximum payment per person and a maximum payment per accident. The limits are often expressed separated by slashes in the following form: "bodily injury per person"/"bodily injury per accident"/"property damage". For example, California requires this minimum coverage: [5]

  4. Structured settlement - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement

    The typical structured settlement arises and is structured as follows: An injured party (the claimant) comes to a negotiated settlement of a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement that provides as consideration, in exchange for the claimant's securing the dismissal of the lawsuit, an agreement by the defendant (or, more commonly, its insurer ...

  5. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    Car insurance companies rely on this information to resolve insurance claims and settlements. In some cases, determining fault is straightforward, but it can become complicated depending on the ...

  6. Personal injury - Wikipedia

    en.wikipedia.org/wiki/Personal_injury

    Personal injury cases may also include toxic torts, in which a contaminant transmitted by air or water causes illness, injury, or death. Other tort claims may be pursued in conjunction with personal injury claims. The most common personal injury claim involves injury from a motor vehicle accident. [8]

  7. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

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