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For example, if you receive a spousal benefit because you're caring for a child under 16 or disabled, or if you receive spouse's benefits and are also entitled to disability, deemed filing doesn't ...
For example, if the primary earning spouse has a PIA of $1,500, the other spouse can collect a maximum of $750 in spousal benefits. Below are full retirement ages by birth years:
As soon as he hits 70, you can claim your spousal payments — but even if, say, you're 85, you won't get more than 50% of his PIA and you'll have left years of spousal benefits on the table.
If you start receiving retirement benefits at age 67, you’ll get 108 percent of the monthly benefit because you delayed getting benefits for 12 months past your full retirement age.
If you delay your claim, your spousal benefit won't increase. ... For each year you do, up until age 70, your monthly benefit gets an 8% boost. That could leave you with a much larger monthly ...
They may want to delay their Social Security claim for a larger monthly benefit, but if that forces you to put off collecting spousal benefits, your partner may be willing to adjust their plan. 3.
Even if your spouse waited until age 70 to collect Social Security, your maximum benefit would remain at 50% of the primary beneficiary’s FRA benefit amount. More From GOBankingRates 4 Low-Risk ...
By comparing your estimated benefit with 50% of your spouse's full retirement benefit, you can get a good idea of how much you can expect to receive. The $ 22,924 Social Security bonus most ...