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  2. No-closing-cost refinance: What it is and how it works - AOL

    www.aol.com/finance/no-closing-cost-refinance...

    Loan origination fee: Lenders typically charge an upfront fee to cover the costs they incur processing a new loan. Credit check fee: Your credit score and profile are a key part of the lender’s ...

  3. NAV lending - Wikipedia

    en.wikipedia.org/wiki/NAV_lending

    NAV (Net Asset Value) lending is a form of fund-level financing where loans are secured by the value of a private equity fund's investments rather than the uncalled capital commitments of limited partners (LPs). NAV-based credit facilities provide liquidity to private equity funds by allowing them to borrow against the underlying portfolio.

  4. Collateralized loan obligation - Wikipedia

    en.wikipedia.org/wiki/Collateralized_loan_obligation

    The reason behind the creation of CLOs was to increase the supply of willing business lenders, so as to lower the price (interest costs) of loans to businesses and to allow banks more often to immediately sell loans to external investor/lenders so as to facilitate the lending of money to business clients and earn fees with little to no risk to themselves.

  5. The truth about no-appraisal home equity loans: What ... - AOL

    www.aol.com/finance/what-is-a-no-appraisal-home...

    Lenders typically let you borrow against this equity while maintaining 20% equitymeaning your primary mortgage and home equity loan combined can't exceed 80% of your home's appraised value.

  6. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Hard money loans are usually funded by private lenders or investor groups, rather than banks, and use equity or real property as collateral. ... For business owners, too, proving income can ...

  7. Commercial lender (U.S.) - Wikipedia

    en.wikipedia.org/wiki/Commercial_lender_(U.S.)

    Commercial lenders include commercial banks, mutual companies, private lending institutions, hard money lenders and other financial groups. These lenders typically have widely varying standards on which they base their loan criteria and evaluate potential borrowers—but are often focused exclusively on the private market and have more lenient financial qualifications than banks.

  8. Shared appreciation mortgage - Wikipedia

    en.wikipedia.org/wiki/Shared_appreciation_mortgage

    The large repayment amount of a shared appreciation mortgage and the small share of the equity remaining mean that the borrower might not have sufficient money to be able to downsize to a smaller property. The borrower would have less money to pay care home fees, which would require the local authority to make a greater contribution to those fees.

  9. Cash-out refinance vs. home equity loans: Which is best in ...

    www.aol.com/finance/cash-out-refinance-vs-home...

    However, most conventional loans require you to keep at least 20% equity after refinancing — meaning on a $400,000 home, you must maintain $80,000 in equity, leaving $70,000 available to borrow.

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