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  2. How to write a letter of explanation for a mortgage - AOL

    www.aol.com/finance/write-letter-explanation...

    Sample letter of explanation While the exact content of your letter depends on your circumstances, you can use this sample letter of explanation to a mortgage lender as a template: Date

  3. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

  4. What is an acceleration clause? And what triggers it? - AOL

    www.aol.com/finance/acceleration-clause-triggers...

    Missed mortgage payments – It typically takes two or three missed payments for an acceleration clause to come into effect, but review your contract. Sometimes a single missed payment can invoke ...

  5. File:Sample-letters-for-creditors-and-mortgage-companies.pdf

    en.wikipedia.org/wiki/File:Sample-letters-for...

    sample-letters-for-creditors-and-mortgage-companies.doc: Software used: Preview: Conversion program: Mac OS X 10.13.6 Quartz PDFContext: Encrypted: no: Page size: 612 x 792 pts (letter) Version of PDF format: 1.3

  6. Mortgage acceleration - Wikipedia

    en.wikipedia.org/wiki/Mortgage_acceleration

    A commonplace method of mortgage acceleration is a so-called bi-weekly payment plan, in which half of the normal calendar monthly payment is made every two weeks, so that 13/12 of the yearly amount due is paid per annum. [2] Commonplace too, is the practice of making ad hoc additional payments. The agreements associated with certain mortgages ...

  7. Refund anticipation loan - Wikipedia

    en.wikipedia.org/wiki/Refund_anticipation_loan

    Previous to this time refunds would take on average two to three months to come back from the IRS which is why loans on tax refund are also known as refund anticipations loans. In 1988, Ronald Smith as well as Mr. Coplon [who?] were jointly sued by the Attorney General of Virginia in a Richmond state court for charging usurious interest. Ronald ...

  8. Flex Modification Program (FMP): Everything you need to know

    www.aol.com/finance/flex-modification-program...

    The program can reduce payments by up to 20 percent and move past-due payments to your principal balance instead of making it due upfront. The Flex Modification program makes your loan current ...

  9. Graduated payment mortgage loan - Wikipedia

    en.wikipedia.org/wiki/Graduated_payment_mortgage...

    A graduated payment mortgage loan, often referred to as GPM, is a mortgage with low initial monthly payments which gradually increase over a specified time frame. These plans are mostly geared towards young people who cannot afford large payments now, but can realistically expect to raise their incomes in the future.