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But you may be able to get help repaying your loans, including full loan forgiveness, through one of the federal student loan programs. You never know what you may be eligible for, so take a look at the options listed below.
Learn about options for student loan forgiveness and cancellation, including eligibility requirements and application process.
have Direct Loans (or consolidate other federal student loans into a Direct Loan); repay your loans under an income-driven repayment plan or a 10-year Standard Repayment Plan; and make a total of 120 qualifying monthly payments that need not be consecutive.
For canceling debt for federal student loan borrowers who entered repayment a long time ago, we will determine when the various loans included in the consolidation loan initially entered repayment (not when the consolidation loan entered repayment).
The tool helps you review different student loan repayment plans and compare estimated monthly payments, total paid over time, and more. Under some income-driven repayment (IDR) plans, including the new Saving on a Valuable Education (SAVE) Plan , your monthly payment could be as low as $0.
Find out more about Public Service Loan Forgiveness (PSLF) and Temporary Expanded Public Service Loan Forgiveness (TEPSLF) at StudentAid.gov/publicservice. To be considered for PSLF, you only need to submit a PSLF form.
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Use the Public Service Loan Forgiveness (PSLF) Help Tool to determine whether you're eligible for PSLF programs and guide you through the process.
Aidvantage is here to help you better understand and manage repayment of your federal student loans. Log in to explore repayment options, manage your payments, and get answers to your student loan questions.
MOHELA is part of Federal Student Aid's (FSA's) long-term servicing solution that will eventually allow you to fully manage your federal student loans on StudentAid.gov. Transitioning to StudentAid.gov will ensure borrowers can continue to successfully manage repayment of their federal student loans in a secure, long-term servicing environment.