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  2. What is the average personal loan interest rate? - AOL

    www.aol.com/finance/average-personal-loan...

    Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.

  3. Where to get a personal loan - AOL

    www.aol.com/finance/where-personal-loan...

    The average interest rate on a three-year personal loan from a credit union is 10.58 percent, according to September 2023 data from the National Credit Union Administration (NCUA). However, the ...

  4. What is a personal loan? What you should know before you apply

    www.aol.com/finance/personal-loan-213206505.html

    Fixed interest rates: Personal loan lenders charge fixed interest rates based primarily on your creditworthiness and debt-to-income ratio. Because interest rates are fixed, the APR on a personal ...

  5. Understanding online marketplace lending - AOL

    www.aol.com/finance/understanding-online...

    An online lending network lets you simultaneously compare personal loan offers, including rates, terms and fees from a company's partner lenders. ... Unlike its big-bank competitors, the process ...

  6. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...

  7. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

  8. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    According to a Bankrate study, the average personal loan has a rate of 12.21 percent. Meanwhile, those with credit scores below 690 typically get 17.80 percent to 32.00 percent.

  9. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may even be able to find personal loan rates under 10 ...

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