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  2. Two-percent haircut - Wikipedia

    en.wikipedia.org/wiki/Two-Percent_Haircut

    As the two-percent haircut is a floor threshold for deducting miscellaneous itemized deductions, a taxpayer's deductions must exceed two-percent of the taxpayers adjusted gross income. For example, suppose a taxpayer in year one has an adjusted gross income of $100,000. Two percent of her adjusted gross income is $2,000.

  3. Itemized deduction - Wikipedia

    en.wikipedia.org/wiki/Itemized_deduction

    A taxpayer can only deduct the amount of miscellaneous itemized deductions that exceed 2% of their adjusted gross income. [6] For example, if a taxpayer has adjusted gross income of $50,000 with $4,000 in miscellaneous itemized deductions, the taxpayer can only deduct $3,000, since the first $1,000 is below the 2% floor.

  4. Interest rate cap and floor - Wikipedia

    en.wikipedia.org/wiki/Interest_rate_cap_and_floor

    Another important relationship is that if the fixed swap rate is equal to the strike of the caps and floors, then we have the following put–call parity: Cap-Floor = Swap. Caps and floors have the same implied vol too for a given strike. Imagine a cap with 20% vol and floor with 30% vol. Long cap, short floor gives a swap with no vol.

  5. Mortgage and refinance rates for Feb. 4, 2025: Average 30 ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    The unemployment rate fell to 4.1% from November's 4.2%. New labor data for January is due on February 7. It was positive news for the economy ahead of twin reports in mid-January that showed ...

  6. Basis point - Wikipedia

    en.wikipedia.org/wiki/Basis_point

    A related concept is one part per ten thousand, ⁠ 1 / 10,000 ⁠.The same unit is also (rarely) called a permyriad, literally meaning "for (every) myriad (ten thousand)". [4] [5] If used interchangeably with basis point, the permyriad is potentially confusing because an increase of one basis point to a 10 basis point value is generally understood to mean an increase to 11 basis points; not ...

  7. Mortgage and refinance rates for Feb. 11, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    The average rate for shorter 15-year terms is 6.23% for purchase and 6.22% for refinance, down 2 basis points from 6.25% for purchase and 2 basis points from 6.24% for refinance this time last ...

  8. Grade (slope) - Wikipedia

    en.wikipedia.org/wiki/Grade_(slope)

    d = run Δh = rise l = slope length α = angle of inclination. The grade (US) or gradient (UK) (also called stepth, slope, incline, mainfall, pitch or rise) of a physical feature, landform or constructed line is either the elevation angle of that surface to the horizontal or its tangent.

  9. Mortgage and refinance rates for Feb. 7, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    The unemployment rate fell to 4.1% from November's 4.2%. New labor data for January is due on February 7. It was positive news for the economy ahead of twin reports in mid-January that showed ...