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  2. Retainage - Wikipedia

    en.wikipedia.org/wiki/Retainage

    One can structure retainage arrangements in any number of ways. Subject to state statutory requirements, 10% is the retainage amount most often used by contracting parties. Another approach is to start off with a 10% retainage and to reduce it to 5% once the project is 50% complete. [22]

  3. Punch list - Wikipedia

    en.wikipedia.org/wiki/Punch_list

    In the United States construction industry, contract agreements are usually written to allow the owner to withhold (retain) the final payment to the general contractor as "retainage". [3] The contractor is bound by the contract to complete a list of contract items, called a punch list, in order to receive final payment from the owner.

  4. Retaining wall - Wikipedia

    en.wikipedia.org/wiki/Retaining_wall

    A retaining wall is designed to hold in place a mass of earth or the like, such as the edge of a terrace or excavation. The structure is constructed to resist the lateral pressure of soil when there is a desired change in ground elevation that exceeds the angle of repose of the soil.

  5. Spiral Dynamics - Wikipedia

    en.wikipedia.org/wiki/Spiral_Dynamics

    Spiral Dynamics describes how value systems and worldviews emerge from the interaction of "life conditions" and the mind's capacities. [8] The emphasis on life conditions as essential to the progression through value systems is unusual among similar theories, and leads to the view that no level is inherently positive or negative, but rather is a response to the local environment, social ...

  6. Value (philosophy and social sciences) - Wikipedia

    en.wikipedia.org/wiki/Value_system

    An idealized value system is a listing of values that lacks exceptions. It is, therefore, absolute and can be codified as a strict set of proscriptions on behavior. Those who hold to their idealized value system and claim no exceptions (other than the default) are called absolutists. A realized value system contains exceptions to resolve ...

  7. When It Comes to Weight Loss, These 2 Nutrients Can Help ...

    www.aol.com/comes-weight-loss-2-nutrients...

    A new study suggests that a diet filled with protein and fiber may be the most effective for weight loss. Here's what a dietitian wants you to know.

  8. 13 Things You Should Never, Ever Carry in Your Wallet - AOL

    www.aol.com/finance/13-things-never-ever-carry...

    5. Excess Cash. Walking around with a fat wallet of cash feels good, but if you lose your wallet, the odds of keeping your green aren’t good. Besides, if you’re out and about and a potential ...

  9. Here Are the Biggest 401(k) Mistakes Each Generation Is Making

    www.aol.com/finance/biggest-401-k-mistakes...

    Image source: Getty Images. Baby boomers: Not embracing the Roth 401(k) Baby boomers saw the first 401(k)s in 1978, and most have stuck with these traditional plans to the present day.