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In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
In the business, such dealers are called "Buy Here Pay Here" dealerships. These stores can make loans directly to customers because they have some means of recovering the vehicle if the customer defaults on the loan. The means by which "Buy Here Pay Here" dealers can recover a vehicle vary by state. Most dealers utilize indirect lenders.
A small number of cars are financed directly by the dealership at "Buy Here Pay Here" dealers, which cater to customers with subprime credit. Buy Here Pay Here financing accounts for 6% of the total financing market. [5]
According to recent data from the U.S. Energy Information Administration (EIA), hybrid electric vehicles were 8.6% of the light-duty vehicle market sales through the first quarter of 2024. The ...
Ferrari SF90 Stradale and 812 GTS. Ferarri's SF90 Stradale and 812 GTS have been “phased out,” according to an August financial report.
Augusta Mall is a two level super-regional shopping mall in Augusta, Georgia, United States. It is one of the largest malls in the state of Georgia, and it is the largest mall in the Augusta metropolitan area. The anchor stores are Dick's Sporting Goods, JCPenney, Dillard's, Macy's, and Barnes & Noble.
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