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  2. “In my experience, having your credit run all over town can lower your score 5-10 points, but one pull has little to no impact on score,” says Steve Hill of SBC Lending, a brokerage in ...

  3. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    Getting preapproved for a mortgage usually means undergoing a hard credit pull, which causes a dip in your credit score. While a soft credit check mortgage preapproval is hard to come by, an ...

  4. How to get a mortgage - AOL

    www.aol.com/finance/mortgage-180956822.html

    A preapproval involves much more documentation and a hard credit check. Mortgage prequalification is less formal and is essentially a way for a lender to tell you that you’d be a good applicant.

  5. 13 Tips On How To Get Preapproved for a Mortgage - AOL

    www.aol.com/13-tips-preapproved-mortgage...

    Once we pull a credit report, it is typically good for 120 days, so about four full months. Ideally, we want to be within that timeline when we start the process,” he said. Know Your Credit Score

  6. Here's What Happens to Your Credit Score if You Get Pre ... - AOL

    www.aol.com/heres-happens-credit-score-pre...

    You might be surprised at the rules for mortgage shopping and credit scores. Find out what all home buyers need to know. ... It features a 0% intro APR for 15 months, a cash back rate of up to 5% ...

  7. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    The lower your credit utilization ratio is, the better your chances of getting preapproved for a mortgage. The hard pull will reduce your credit score by a few points, but that minor impact ...

  8. Mortgage prequalification vs. preapproval: How to time these ...

    www.aol.com/finance/mortgage-prequalification-vs...

    Mortgage prequalification is an informal estimate of how much you may be able to borrow. It’s based on information you provide, without any verification from the lender regarding its accuracy ...

  9. You can apply for a mortgage with a low credit score. FHA loans are available if you have a score as low as 500, provided you have a 10 percent down payment saved up. With 3.5 percent down, you ...

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