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  2. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate". [citation needed] These markups have been the focus of some regulatory scrutiny because they can cause variations in interest rates that are not correlated with credit risk. [3] Roughly half of new cars in the U.S. are financed by ...

  3. My local car dealer just offered me a zero-interest loan for ...

    www.aol.com/finance/local-car-dealer-just...

    Car insurance rates have spiked in the US to a stunning $2,150/year — but you can be smarter than that. Here's how you can save yourself as much as $820 annually in minutes (it's 100% free)

  4. How to save for a car: A step-by-step guide - AOL

    www.aol.com/finance/save-car-step-step-guide...

    2. Calculate your down payment. Before you head to the lot to buy a car, take the time to calculate your down payment.This amount will depend on your unique financial situation and the kind of car ...

  5. Get a Great Deal: Best New Car Lease Deals for January 2025 - AOL

    www.aol.com/great-deal-best-car-lease-152500934.html

    View the best lease deals and offers available for January 2025. Trucks, SUVs, sedans, and more are all on sale this month with great incentives. Get a Great Deal: Best New Car Lease Deals for ...

  6. Car dealerships in the United States - Wikipedia

    en.wikipedia.org/wiki/Car_dealerships_in_the...

    The dealer has the option of marking up the interest rate of the contract and retaining a portion of that markup. For example, a bank may give a wholesale money rate of 6.75% and the dealer may give the consumer an interest rate of 7.75%. The bank would then pay the dealer the difference or a portion thereof.

  7. DriveTime - Wikipedia

    en.wikipedia.org/wiki/DriveTime_Automotive_Group

    DriveTime is a private company headquartered in Tempe, Arizona. [3] The company's business model is focused on selling previously owned vehicles to car-buyers. [4] It uses a proprietary credit scoring model to finance car purchases at its dealerships in-house, [5] [6] including subprime lending.

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