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2. Emergency and payday loan alternatives - AOL

   www.aol.com/finance/emergency-payday-loan...

   Payday loans, often marketed as emergency loans, are a form of predatory lending that allow you to get the cash you need on the spot. While instant cash flow can seem enticing, especially if you ...

3. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   A 2012 study by Pew Charitable research found that the majority of payday loans were taken out to bridge the gap of everyday expenses rather than for unexpected emergencies. The study found that 69% of payday loans are borrowed for recurring expenses, 16% were attributed to unexpected emergencies, 8% for special purchases, and 2% for other ...

4. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 15 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

5. What are instant loans? Everything you need to know - AOL

   www.aol.com/finance/instant-loans-everything...

   Payday loans. Also called a cash advance, a payday loan doesn’t require collateral and may offer you cash on the same day you apply. You’re required to repay the loan — plus high interest ...

6. No doc loan - Wikipedia

   en.wikipedia.org/wiki/No_doc_loan

   For this reason most no doc loans are for business purposes or are for investment in something other than residential property. Private money is the main source of no doc loans, often with interest rates charged at 2% to 6% per month (24% to 72% p.a.). Non-conforming lenders focus on the lower risk no doc loans and offer more competitive ...

7. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   With payday loans, the lender may only charge a flat fee per $100 borrowed. This can result in a high equivalent APR, even if there is no interest. Read online reviews.