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While payday loans are easy to access fast cash, they are also costly. Most come with triple-digit interest rates that can sometimes exceed the 500-percent mark. This, combined with their short ...
This is an accepted version of this page This is the latest accepted revision, reviewed on 24 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...
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Subsequently, the industry grew from fewer than 500 storefronts to over 22,000 and a total size of $46 billion. [45] [46] This number has risen even higher over the years. By 2008 payday loan stores nationwide outnumbered Starbucks shops and McDonald's fast food restaurants. [47]
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Check Into Cash is a financial services retailer with more than 1,100 stores in 30 states. [ 1 ] [ 2 ] The company was founded in 1993 by W. Allan Jones in Cleveland, Tennessee , where the headquarters are located today.