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  2. SBA 7(a) loan: What it is and how to apply - AOL

    www.aol.com/finance/sba-7-loan-apply-123539929.html

    SBA 7(a) loan terms. The standard SBA 7(a) loans guarantee up to 75 percent of the loan amount. The lender may also require collateral to guarantee the rest of the loan, using your business’s ...

  3. SBA loan guide: What they are and how to apply - AOL

    www.aol.com/finance/sba-loan-guide-apply...

    An SBA loan gives your small business access to government-backed funding. ... Loans over $25,000 require some form of collateral, preferably real estate. CAPLines. Loan amount.

  4. What is business collateral?

    www.aol.com/finance/business-collateral...

    Generally, the larger the SBA loan, the more likely it will require collateral. The SBA only requires that standard 7(a) loans, for example, get backed by collateral if the loan amount exceeds ...

  5. Pros and cons of SBA loans - AOL

    www.aol.com/finance/pros-cons-sba-loans...

    What are the risks of an SBA loan? Some SBA loans still require that you provide collateral. Should you default on the loan, you may be putting your business or personal assets at risk.

  6. Is a small business loan secured or unsecured? - AOL

    www.aol.com/finance/small-business-loan-secured...

    Secured business loans require collateral to back the loan. Unsecured business loans typically require a personal guarantee, while secured loans may have lower interest rates and higher borrowing ...

  7. Business loan - Wikipedia

    en.wikipedia.org/wiki/Business_loan

    The US Small Business Administration (SBA) does not make loans; instead it guarantees loans made by individual lenders. The main SBA loan programs are SBA 7(a) which includes both a standard and express option; Microloans (up to $50,000); 504 Loans which provide financing for fixed assets such as real estate or equipment; and Disaster loans.

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