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2. 8 ways to refinance a mortgage with bad credit - AOL

   www.aol.com/finance/7-ways-refinance-mortgage...

   If you have a mortgage guaranteed by the Department of Veterans Affairs (VA), you can refinance even with bad credit with an Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA ...

3. How to get a home equity loan with bad credit - AOL

   www.aol.com/finance/home-equity-loan-bad-credit...

   A home equity loan often has a lower credit score requirement compared to a HELOC, and it comes with a fixed interest rate, so your payment will be the same every month, making it easier to plan for.

4. How to save for a home down payment when rates are falling - AOL

   www.aol.com/finance/save-home-down-payment-rates...

   Down payment assistance programs are grants and low-interest loans that organizations provide to buyers to put toward their down payment or closing costs. You’ll need to meet the program’s ...

5. Refinancing a home equity loan: When and how to do it - AOL

   www.aol.com/finance/refinancing-home-equity-loan...

   If your home’s value has increased, for instance, from $350,000 to $400,000, and you have paid down your mortgage and previous home equity loan to a total outstanding amount of $200,000, you ...

6. Do you need a down payment to refinance your mortgage? - AOL

   www.aol.com/finance/down-payment-refinance...

   FHA refinances: You’ll need 20 percent down to pursue a cash-out refinance, but you can explore rate-and-term and streamlined refis with just 2.25 percent equity.

7. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   Finding little ways to pay down your home throughout the year can make a big difference in the long run — and helps you build valuable home equity faster. Reverse mortgage. A home equity ...